Asset Accumulation, Protection, Preservation, and Transfer, LLC (AAPPT, LLC) [APT] is a registered investment advisory firm with the State of Georgia, Division of Securities.
Dempsey Lord Smith is a fully disclosed broker-dealer and member of FINRA (Financial Industry Regulatory Authority) and SIPC (Securities Investor Protection Corporation). Broker-dealers assure compliance with all requirements of the Securities and Exchange Commission and various federal and state regulatory/administrative agencies.
AAPPT provides investment counseling and business and financial consultation to individuals and corporations in the following areas:
- Investment Planning
- Financial Consulting (Incorporating Modern Portfolio Theory)
- Pension/Profit Sharing Plans
- 401(k)
- 403(b) (Tax-Sheltered Annuities)
- IRA
- SEP/SIMPLE/UNI-K Plans
- Stock Option Exercising
- Retirement Planning
- Charitable Giving Techniques
- Children’s Educational Funding
- Insurance Analysis and Implementation (Life, Disability, THC)
- Corporate Planning
- Corporate Executive Plans (as fringe benefits)
Years of financial and consulting experience help us tailor unique strategies using sophisticated financial analysis. Additionally we provide the implementation and monitoring required to carry out these essential strategies. We are here to assist you in the accumulation and preservation of the assets which you require to meet your material needs and achieve the financial goals you have set for your family and your business. We enable pre-retirees to achieve and maintain financial security and existing lifestyle during retirement years.
Investment Philosophy
We are proponents of modern portfolio theory, which is a lofty way of saying we believe in informed diversification. We seek to diversify through the use of asset allocation models. We also attempt to diversify risk, so that not all of a client’s assets are exposed to uniform types of risk. Diversification allows us to take advantage of a variety of markets through a broad range of investment opportunities. We never “chase” the highest returns but try to protect a client’s asset base while assisting in the accumulation of liquid assets through investment opportunities which have historically produced above-average returns with below-average risk exposure. (However, past performance does not guarantee future returns, and we do not and cannot guarantee portfolio performances.)